Income Protection Claims
What are Income Protection Claims?
Income protection insurance helps when illness, injury or mental health force you to stop work on a temporary basis. A lawyer can help you claim your insurance.
Do I have IP insurance?
Income Protection (IP) insurance was included in most Australian’s super policies and and can also be bought separately. IP is also known as temporary total and permanent disability insurance (TTPD) or total and permanent disablement insurance. Policies can vary and time limits may apply.
An experienced insurance claims lawyer can check your specific policy for superannuation insurance. It’s possible to have insurance from more than more than one superannuation policy. Super Claims Lawyers start with a free claim check of your specific super policy.
Can a super claims lawyer help me get my Income Protection benefits?
Income protection insurance can regularly pay a portion of your income if you’re unable to work but you have to claim your benefit.
Your lawyer can help by:
- reviewing your policy for coverage details and requirements
- documenting evidence of illness, injury or mental health condition
- contacting the insurance company and super funds on your behalf throughout the process
- advising on how a no-win, no-fee agreement can help you claim your benefit
I can’t work, how do I get my IP insurance?
To claim your IP insurance, you need to review the terms of your insurance policy. It’s common to receive help from a lawyer when reviewing and claiming insurance such as income protection.
Do I need to wait to claim?
Waiting periods for income protection insurance can vary but it’s best to start the process as soon as possible. Super Claims Lawyers can review your specific policy and help you plan your claim. We also check if you may qualify for TPD insurance.