What are TPD Claims?
TPD Claims let you claim insurance when illness, injury or mental health force you to stop work. Learn how a lawyer can help you claim the insurance from your super.
Do I have TPD insurance?
TPD insurance was included in most Australian’s super policies. TPD is also known as total and permanent disability insurance or total and permanent disablement insurance. Policies can vary and time limits may apply. An experienced super claims lawyer can check your specific policy for superannuation insurance. It’s possible to have insurance from more than more than one superannuation policy. Super Claims Lawyers start with a free claim check of your specific super policy.
Can a super claims lawyer help me get my TPD benefit?
Your lawyer can help by:
- reviewing your policy for coverage details and requirements
- documenting evidence of illness, injury or mental health condition
- contacting the insurance company and super funds on your behalf throughout the process
- advising on how a no-win, no-fee agreement can help you claim your benefit
I can’t work, how do I get my TPD lump-sum?
To get your lump-sum TPD insurance payment, you need to make a claim. Most people struggle to claim their insurance without a lawyer. Dealing with insurance companies can be time consuming, requirements are very exacting and many claims are rejected. An experienced disability lawyer can help you get your payment in the shortest amount of time.
Once successful, your payment is deposited into your super account. Talk to your lawyer about the process of withdrawing from your super account so that your insurance money can start helping you.